✓ Passed into LawLords
UK Parliament · Bill
Consumer Insurance (Disclosure and Representations) Act 2012
Summary
This Act sets fair rules for when people buy consumer insurance. It says insurance companies can only reject a claim or charge more if a customer deliberately lied or was careless—not just for honestly forgetting or not knowing something wasn't important to mention.
A vote to support means
- —Supporting this Act means protecting everyday people buying insurance (like car or home insurance). It stops insurance companies from being unfair by rejecting claims or charging more money just because customers didn't mention minor details they didn't realize were important.
A vote to oppose means
- —Some worry that insurance companies might struggle to spot serious lies from customers, which could make insurance more expensive for everyone. Others argue it makes it harder for insurers to protect themselves against people who deliberately hide information.
Cast Your Vote
People's Vote0 votes
0% Support · 00% Oppose · 0
Parliament's Vote83 MPs
82% Ayes · 6818% Noes · 15
Bill Passage
Commons
- 1st reading17 Jan 2012
- 2nd reading6 Feb 2012
- Committee stage22 Feb 2012
- Report stage6 Mar 2012
- 3rd reading6 Mar 2012
Lords
- 1st reading16 May 2011
- 2nd reading15 Jun 2011
- Committee stage11 Oct 2011
- Report stage20 Dec 2011
- 3rd reading17 Jan 2012
Royal Assent8 Mar 2012
Full Bill Description(click to expand)
No description available