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UK Parliament · Public Bill · No. 0862

Consumer Insurance (Disclosure and Representations) Act 2012

[As Introduced]
A
BILL
to

This Act sets fair rules for when people buy consumer insurance. It says insurance companies can only reject a claim or charge more if a customer deliberately lied or was careless, not just for honestly forgetting or not knowing something wasn't important to mention.

Presented by Lord Sassoon
supported by Mr Mark Hoban.
✓ Passed into lawPublicLords
Official Ballot · The People's Chamber

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The people's count15 votes
100% Aye · 150% No · 0
MPs' vote83 MPs
82% Ayes · 6818% Noes · 15
The democratic gap

18% , a moderate gap

Bill passage

Commons

  • 1st reading17 Jan 2012
  • 2nd reading6 Feb 2012
  • Committee stage22 Feb 2012
  • Report stage6 Mar 2012
  • 3rd reading6 Mar 2012

Lords

  • 1st reading16 May 2011
  • 2nd reading15 Jun 2011
  • Committee stage11 Oct 2011
  • Report stage20 Dec 2011
  • 3rd reading17 Jan 2012
Royal Assent8 Mar 2012